:root { --navy:#1b365d; --ink:#1a1a1a; --muted:#5c6570; --sand:#f4f1ea; --orange:#c45c26; --white:#fff; }
* { box-sizing: border-box; }
body { margin:0; font-family:"Segoe UI",system-ui,sans-serif; color:var(--ink); line-height:1.55; }
a { color:var(--navy); }
.wrap { max-width:1100px; margin:0 auto; padding:0 20px; }
.topbar { background:var(--navy); color:#fff; font-size:14px; padding:8px 0; }
.topbar a { color:#fff; text-decoration:none; }
.topbar .wrap { display:flex; justify-content:space-between; gap:12px; flex-wrap:wrap; }
header.nav { border-bottom:1px solid #e6e2d8; background:#fff; position:sticky; top:0; z-index:20; }
header.nav .wrap { display:flex; align-items:center; justify-content:space-between; min-height:72px; }
.brand { font-weight:800; color:var(--navy); text-decoration:none; font-size:18px; }
.brand span { display:block; font-weight:500; font-size:12px; color:var(--muted); }
nav a { text-decoration:none; color:var(--ink); margin-left:18px; font-size:15px; }
.hero { background:linear-gradient(120deg,#1b365d 0%,#2d4f7c 55%,#c45c26 140%); color:#fff; padding:72px 0 64px; }
.hero h1 { margin:0 0 12px; font-size:clamp(32px,5vw,48px); }
.btns { display:flex; gap:12px; flex-wrap:wrap; }
.btn { display:inline-block; background:var(--orange); color:#fff; text-decoration:none; padding:12px 18px; border-radius:4px; font-weight:700; }
.btn.ghost { background:transparent; border:1px solid #fff; }
section { padding:56px 0; }
h2 { color:var(--navy); }
.grid { display:grid; grid-template-columns:repeat(auto-fit,minmax(240px,1fr)); gap:18px; }
.card { background:var(--sand); padding:20px; border-radius:8px; }
.quote { border-left:4px solid var(--orange); padding-left:16px; margin:0 0 20px; }
.sand { background:var(--sand); }
footer { background:var(--navy); color:#d7dde6; padding:36px 0; font-size:14px; }
footer a { color:#fff; }
form { display:grid; gap:12px; max-width:560px; }
input, textarea { font:inherit; padding:10px 12px; border:1px solid #cfc9bc; border-radius:4px; }
button[type=submit] { font:inherit; font-weight:700; background:var(--orange); color:#fff; border:0; padding:12px 16px; border-radius:4px; width:fit-content; }
@media (max-width:700px) { nav { display:none; } }